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Title: | A critical analysis on the practice of surplus sharing in takaful business | Authors: | Nurul Huda Binti Abdullah@Abdul Aziz | Subject: | Insurance -- Malaysia Insurance -- Religious aspects -- Islam Surplus (Economics) Business life insurance -- Malaysia |
Year: | 2012 | Publisher: | Kuala Lumpur : Ahmad Ibrahim Kulliyyah of Laws, International Islamic University Malaysia, 2012 | Abstract in English: | This research generally discusses the current practice ofTakaful operators in Malaysia with regards to sharing of surplus from Risk Fund. It begins with the background of surplus sharing vis-a-vis Takaful models applied in Malaysia. It also describes applicable Shariah resolutions or fatwa related to surplus sharing as well as applicable regulatory guidance and standards pertaining to the matter. The writer analyses the resolutions and guidances and attempts to establish their basis. This research then describes applicable Shari`ah contracts in Takaful with focus towards surplus sharing as an outcome from the applied Shari`ah contracts. The writer analyses therefrom the connection between surplus sharing with the applicable Shari`ah contracts with emphasis on establishing justification towards the practice of surplus sharing. In this research, the writer highlights outcome from her industry survey regarding the practice of some Takaful operators in Malaysia with regards to surplus sharing and their basis of implementation. This research, at its` end, proposes few recommendations for the betterment of the practice of surplus sharing by Takaful operators in Malaysia. | Degree Level: | Master | Call Number: | t HG 8057 N974C 2012 | Kullliyah: | Ahmad Ibrahim Kulliyyah of Laws | Programme: | Master of Comparative Law | URI: | http://studentrepo.iium.edu.my/jspui/handle/123456789/1502 | URL: | https://lib.iium.edu.my/mom/services/mom/document/getFile/9JgRLkrO9LCAh0R2l3fXVox8z1vsYsnS20150516111754263 |
Appears in Collections: | AIKOL Thesis |
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t00011277060NurulHuda_SEC_24.pdf | 24 pages file | 621.39 kB | Adobe PDF | View/Open |
t00011277060NurulHuda_SEC.pdf Restricted Access | Full text secured file | 9.9 MB | Adobe PDF | View/Open Request a copy |
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