تحديات العولمة الاقتصادية على استقرار المصارف الاسلامية في الكويت واستراتيجيات مواجهتها

Abstract

Islamic banks are exposed to a number of challenges that affect their stability and the areas and limits of their work, due to the economic globalization faced by Islamic banks, as it requires their compliance with the requirements arising from the openness of the global financial economy, which is represented in the necessity of their commitment to the provisions stipulated in the international agreements and treaties regulating international banking. Or those related to the economic openness of the State of Kuwait to various countries of the world, and this requires the existence of strategies of economic globalization in the stability of Islamic banks in Kuwait. This study deals with the statement of the effects of the strategies of economic globalization on the stability of Islamic banks in Kuwait, through an analytical study. ). In this study, two types of information sources were relied on, namely secondary and primary sources. The researcher designed a written questionnaire that serves the study variables, and statistical methods were used within the Statistical Program for Social Sciences (SPSS) to process the data obtained through the field study of the sample. researched. The results showed that Islamic banks follow advanced modern methods and strategies to ensure continued growth and survival in the banking business and to provide its services to customers. The study recommended emphasizing the importance of adopting advanced modern methods and strategies geared towards protecting and enhancing the competitive situation in a way that reflects a good image of the bank to ensure continued growth and survival in the banking business, and the need to rely on similar methods and methods to reduce the cost of the banking services provided, and build a cost structure that includes administrative and operational costs Regular rents, wages, salaries, commissions, etc.